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From Georgian Papers Programme Transcription Wiki
My dear Lady Charlotte Finch, I again join with my Daughters in Toys for the Child of the Day, and rejoice to find that this new underline Year /underline is begun without the wont of a underline Nurse /underline. may you continue to enjoy health and every other Blessing You deserve; it is My sincerest Wish; and my desire that by looking at the trifling locket you will remember your affectionate Queen.
Charlotte
Q. H. the underline 27th /underline February 1781.